How compound interest works – for you and against you?

Compound interest is a powerful thing. If done well, the compounding machine can work wonders for your life. If not, compounding can work against you. Read more on how compound interest works – for you and against you

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The risk in not investing in equities

While equities (including mutual funds) have historically given good returns in a long time horizon. they come with a risk. However, while there is a risk associated with investing in equities, there is a risk associated with not investing in equities also.What are the risks of not investing in equities?

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5 tips to avoid lifestyle inflation

Lifestyle inflation is the rise in your expenses when your earnings go up. So when you get a pay hike, or switch to a better paying job or get an unexpected (or expected) bonus, your lifestyle has a tendency to upgrade. If your lifestyle in inflationary, your new expenses are likely to eat up any […]

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5 underestimated financial risks in early retirement

As a F.I.R.E. aspirant, you make certain assumptions about your post-retirement life, but do you plan out for unforeseen circumstances or eventualities that may arise? Are you aware of the possible financial risks in early retirement?

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7 reasons why people find it difficult to save money

Saving, and subsequently investing is the first step towards your financial goals.  Yet, many of us find it difficult to take this first step. This is arguably more common among people who have just started earning, but it is not uncommon to see people who are well established in their career unable to save! What are key reasons why people find it difficult to save money?

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10 practical tips for youngsters to save money

It’s easy to say – save money. But it is not always as easy to actually save money as giving advice to save money is! Without much conscious efforts in budgeting and understanding your spends, you are unlikely to save much. Or worse, you may fall into a debt trap Here are 10 practical tips for youngsters to save money.

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How can PPF help your money grow?

Public Provident Fund – or PPF can be a wonderful instrument to get assured, long term and tax free returns. And as we can see subsequently see in this article, PPF can help your money grow and compound in quite an amazing way. (Related article – Should you invest in PPF? ) PPF falls under […]

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25 financial tips for a 25 year-old

If you are 25 year old, there is a good likelihood that you would have started working or are likely to start soon. And hopefully start(ed) managing your own finances.So, what do you do next? Here are 25 financial tips for a 25-year-old!

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PPF versus ELSS – Which is a better investment?

PPF or ELSS – Which is a better investment? – is a question in mind of many savers and/ or investors. While both these instruments are popular among people seeking tax exemption under Income Tax Section 80C, their objectives & eventual returns can be different. Before we begin, let’s try to understand each of these […]

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How much money is needed to achieve partial financial Independence in India?

Partial financial independence is a good first step towards complete financial independence (and early retirement, if that interests you!). Getting your numbers and assumptions right is a good first step towards it. This number may be different for different people based upon current savings, expenses, planned major expenses/ life goals and planned “life after partial financial independence”.

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