10 reasons why people take personal loans

Running short of cash and the need is immediate? Dan’t worry, there is always a personal loan in the offing. Personal loans are, of late, not too difficult to access if you have a relatively stable source of income. In fact lot of banks & NBFCs have made a good business out of selling personal […]

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When you should invest in home … And when you shouldn’t

Buying a home is a big decision for many. While it often gives a sense of security, it is also a huge financial commitment. Unfortunately, many of us jump into “investing” in home soon after getting a stable income, without even being “ready” for it. This is often driven by need for a sense of […]

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Are you in a virtual debt trap?

Have you ever been in a situation where you have savings to buy something, but choose to buy it taking the loan/ EMI route? If the answer is NO, you are hopefully taking a right approach towards your financial life. If the answer is YES, then you are in a virtual debt. And you are […]

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5 common mistakes while planning taxes

If you’re a salaried person, it’s that time of the year – time when you’ll probably scramble around to get proof of investments and tax saving. No? If not, then hopefully you are well sorted in terms of tax planning, and the below content may not be too relevant to you! There are several ways […]

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19 financial mistakes to avoid in 2019

As the new year begins, I wish everyone a very Happy New Year. I am hoping that this year, I’ll make better financial decisions and hopefully people reading this will also do so. One good first step can be to avoid making bad financial decisions and keep improvising. Here are some financial mistakes one can […]

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Major roadblocks to achieving financial independence

The road to achieving financial independence can be intimidating for the uninitiated. However, once on this path, once can realistically hope to achieve at least partial financial independence at some point in life. Right approach is important for achieving financial independence. At the same time one needs to be cognizant about the factors that can […]

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Worst loans and debts that you should avoid

Giving loans is a lucrative business. Business of banks and financial institutions rely on people taking loans and then repaying it, thus giving them profits. Many have built a fortune based upon giving loans. Loans also serve an important function for the economy by being a facilitator to businesses, housing, automobiles and other elements of […]

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Why you should stay away from personal loans?

It is not uncommon to see people taking personal loans. It is also not uncommon to see banks & NBFCs pushing for personal loan. For the users, personal loans provide immediate cash to fulfill their requirements – e.g. funding a wedding, vacation, house construction or repairs, buying furniture, unforeseen medical emergency and so on. For […]

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Common mistakes to avоid while tаking home loan

Buying a home is a big decision for most of the people. And if recent decades are anything to go by,  home loans are here to stay -irrespective оf the conditions оf the есоnоmу. However, people often hаvе tо undergo many hаѕѕlеѕ tо sign uр a deal with a bank оr lending company/ mortgage institution. […]

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5 benefits of taking a personal loan

In my earlier posts I have often argued that personal loan is one of the worst form of loans, and I stand by it. And maybe, this subject line may seem to be a click bait! Yet there are few benefits (relatively speaking!) of taking a persona loan vis a vis the other alternatives available […]

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