10 signs that you are living beyond your means

Living beyond your means is usually one of the first signs indicating the worrisome nature of your long term finances. It can eventually lead to a downward spiral of debt and debt repayment. Yet it is not common. One of the many reasons for this is not even realizing that you are actually living beyond your means.What are some signs that you are living beyond your means?

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3-point checklist before you begin investing

Investing right can be a great way to make and grow wealth. If done right, in long run, investing can help you achieve your financial goals and even financial independence. The earlier you start your investing journey, the better it is. It gives you much more time to let compounding work wonders for you! However, investing, while important, is not the only goal of your financial journey. Here is a small 3-point checklist that you should tick off before beginning your investment journey.

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Best tax saving investment options in India

What are the best tax saving investment options in India under Income Tax Section 80C? Some of the options are – PF, PPF, ELSS, SSY, NSC, NPS etc. How do they perform and are they worth investing?

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5 money saving habits that can actually prove costly

Saving money is difficult. It requires a certain degree of self control and ability to delay gratification. There are lot of money saving hacks you can find from all around. A casual google search can reveal  hundreds of such hacks.  Lot of them can actually help you save a decent amount of money. Yet, there […]

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10 reasons why you should get out of debt

It doesn’t take rocket science to understand that being in debt is not good for your financial health. Yet, lot of us fail to act and fall into the cycle of loans & EMIs. While we often treat debt as a financial problem (which it rightly is), it can impact other aspects of life too.Here are  some reasons for why you should try to  get out of debt as soon as possible, in case you are stuck in a debt trap.

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10 tips to save money during vacation

Taking a vacation is rarely an inexpensive proposition. And while it is important to enjoy the vacation it can be an amazing thing if you are able to save money during vacation & not miss out on the enjoyment part too! Here are 10 tips to save money during vacation!

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Wonders of compounding – How much difference can 10 years make?

While initial capital (principal) and rate of interest are important in compounding process, the thing that actually makes it well wonderfully well is – time. Give it enough time, and see the wonders of compounding! Few years difference can make a huge difference in your compounding journey. How much difference can a head-start of 10 […]

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