What ROI you should be chasing while investing?

When you look around for investments, there is a glut – of investment products, of products packaged as investments and products masquerading as investments. However, when it comes to spending real money you need to have a right mix of investments. There is no one right approach towards investments, and there can be several approaches […]

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Major roadblocks to achieving financial independence

The road to achieving financial independence can be intimidating for the uninitiated. However, once on this path, once can realistically hope to achieve at least partial financial independence at some point in life. Right approach is important for achieving financial independence. At the same time one needs to be cognizant about the factors that can […]

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How can you be on the path towards financial independence?

In my earlier post I talked about financial independence.   Here, let me elaborate on the steps one can take to be on the path to financial independence. While complete financial independence may not be achievable for everyone, with right approach one can at least try to achieve partial financial Independence.   Here are the […]

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What is financial independence?

Hearing the term – F.I.R.E – Financially Independent and Retire Early is not very uncommon, and it is also not uncommon to find people having achieved that or aspiring to achieve that. Are you one of them?   Financial independence is basically having enough assets that they can take care of your expenses for rest […]

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Worst loans and debts that you should avoid

Giving loans is a lucrative business. Business of banks and financial institutions rely on people taking loans and then repaying it, thus giving them profits. Many have built a fortune based upon giving loans. Loans also serve an important function for the economy by being a facilitator to businesses, housing, automobiles and other elements of […]

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Basic principles of handling personal finance

How you handle your personal finances can go a long way in determining you overall financial well-being. If you are good at handling it, you can be on path to financial independence even with a decent (not necessarily high) income. Conversely, if you don’t handle your personal finances well, you may end up never being financially independent even though you may be making tons of money. In this post, I’ll be sharing my take on basic principles of handling personal finance!

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You should stop using credit cards now if …

Credit cards are often too attractive to resist. Many of them come loaded with some good welcome gifts, some good offers, a good credit period and the promise of enabling you fulfill your dreams via credit limit. Yet, for many people, especially first timers, this euphoria vanishes before few months. The underlying reason for most […]

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Are you falling into a lifestyle trap?

Almost everyone wants to have an amazing lifestyle – with best possible food in best possible places, awesome travel destinations, a swanky car, few trending gadgets, elite memberships and many other symbols which can proudly announce – “I have arrived”.   Yet a lot of us get so obsessed with chasing this lifestyle that before […]

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5 mistakes to avoid while buying a house

Buying a house is a big decision for most of the people. And more so for a first time buyer. And for someone who can afford it (with home loan and associated EMIs, most of the times) it is not an uncommon investment. In fact, lot of buyers buy homes as a investment, rather than […]

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